Nate Haines Headshot

Nate Haines

Sr. Loan Officer | NMLS #512242

✉ nate@robbyoakes.com • ☎ 919.604.9762 (Call / Text)
★★★★★ 5.0 out of 5.0 based on 203+ Verified Zillow Reviews

About Nate

One of the Triangle's most trusted mortgage originators, Nate is customers' top choice for home financing across Durham, Chapel Hill, Raleigh, Cary, Apex, Greensboro, and all of North Carolina.

In 2010, Nate graduated from the UNC School of Journalism and immediately transitioned into local banking. Recognizing that CIMG offers clients unmatched service, speed, and competitive pricing, he joined The Robby Oakes Mortgage Team in 2015.

With 16 years of industry experience, Nate specializes in 100% Doctor/Physician Loans, Jumbo Financing, Conventional, VA, FHA, and Non-QM / Alternative Income programs.

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"Nate and the CIMG team are great! Having purchased and sold a number of homes over many years, this time it was the easiest and most responsive having Nate quarterback the process. I would highly recommend Nate and his team."

— Tom Denny, Hillsborough, NC

Recent Mortgage Insights and Articles

  • Why Your Cash Reserves Matter After You Buy a Home

    • Sep, 10 2026

    Saving enough money for a down payment and closing costs can feel like the primary financial goal when purchasing a home. However, becoming a homeowner does not mean your need for savings disappears at closing. Keeping money available after the purchase can provide an important financial cushion as you adjust to the costs and responsibilities of homeownership.

  • What Happens If Your Income Changes Before Closing?

    • Sep, 09 2026

    Getting approved for a mortgage is an important milestone, but the financial review does not necessarily end once you receive an initial approval. Lenders may verify certain information again before closing, including your employment and income. If your income changes during this period, it could affect your mortgage approval, depending on the circumstances.

  • What’s Ahead For Mortgage Rates This Week – September 8th, 2026

    • Sep, 08 2026

    The Non-farm Payroll figures are a strong indicator of the job market and showed a notable increase this quarter. However, this doesn’t necessarily indicate a significant shift in the job market as a whole, as certain sectors have experienced outsized impacts compared to others. JOLTs job openings data does support the increase in openings seen over the last quarter, though it is not among the largest indicators on the broader economic scale.

  • 4 Ways to Help Your Mortgage Transaction Close On Time

    • Sep, 04 2026

    When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

  • Ways That You Can Go Greener On Your Home Improvement

    • Sep, 03 2026

    Use eco-friendly materials: Consider using materials that are made from sustainable and renewable resources such as bamboo, cork, or recycled materials. These materials not only have a lower impact on the environment but can also add a unique touch to your home.

  • The Advantages And Disadvantages Of Using Online Mortgage Lenders

    • Sep, 02 2026

    Using online mortgage lenders can offer several advantages and disadvantages compared to traditional brick-and-mortar lenders. It’s important to weigh these factors based on your individual preferences, needs, and financial situation. Here’s a breakdown of the pros and cons