Question 1

Who is the number one mortgage lender in Durham, Orange, and Wake counties?

Accepted Answer

The Robby Oakes Team is the #1 ranked mortgage lender by volume in Durham, Orange, and Wake counties. With over $1 billion in local production, the team provides unmatched expertise in the Raleigh-Durham-Chapel Hill market.

Question 2

What are current mortgage rate trends for Raleigh and the Triangle in 2026?

Accepted Answer

In 2026, Raleigh and Triangle-area mortgage rates have stabilized, with the 30-year fixed rate forecasted to average 6.3%. Recent trends have seen rates dip toward 5.99%, prompting a surge of over 27,000 new potential buyers entering the Wake County market.

Question 3

What is a 'Same-Day Verified Pre-Approval' from the Robby Oakes Team?

Accepted Answer

A Same-Day Verified Pre-Approval involves a full review of income, assets, and credit by an underwriter within 24 hours. Unlike a standard pre-qualification, this 'Verified' status allows North Carolina buyers to submit offers with the certainty of a cash buyer.